Electronic Checks
| Paying with an electronic check is similar to a paper check transaction. It enables you to pay directly from your personal checking account, and is processed using the system banks use for electronic deposits and payments. The electronic check option requires that you enter the numbers imprinted on the bottom of your paper check (bank routing and account numbers). TeleCheck® converts your account information into a standard electronic funds transfer item and then processes it through the Automated Clearing House (ACH) network. This is the same system that handles ATM transactions and the direct deposit of payroll checks. Think of it as a check without the paper. | 
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When can I use electronic checks as a payment option?
You can pay with an electronic check from your checking account provided:
- It is a personal check drawn on a bank branch in the U.S. (including Puerto Rico and U.S. Virgin Islands)
- The bank account is funded in U.S. Dollars
- Customer must have a U.S. mailing address and a U.S. driver's license or state-issued ID (customer must be an authorized signer on the bank account)
- Ticket(s) is purchased more than 15 days prior to travel
- Transaction amount does not exceed $5,000.00 USD
What is TeleCheck®?
TeleCheck is a leading provider of paper and electronic check services. With over 40 years of experience, TeleCheck's commitment to continuous innovation helps businesses safely and efficiently accept check payments at the point-of-sale. TeleCheck serves more than 350,000 retail, financial institution, grocery and other industry outlets in the U.S.
What is the Automated Clearing House (ACH)?
The ACH network is a trusted bank-controlled electronic funds transfer system that has been in operation for more than 25 years and has proven to be a secure and economical payment system, processing billions of commercial transactions such as payroll deposits, insurance premiums and utility bill payments. Check transactions over the Internet are a natural extension of the capabilities of ACH.
Are the funds immediately debited from my account?
No. The check is processed through the bank's electronic systems in approximately the same amount of time as a paper check.
Is this process regulated and safe for consumers?
Yes. You can safely enter your information via our secure server, which encrypts all submitted information. Companies that process payments electronically (checks, credit cards, ATMs) must adhere to government-mandated guidelines. The electronic process is governed under Regulation E, which governs all electronic processing, including ATM and credit card transactions.
Can I use a credit/debit card, AA gift card, or eVoucher in combination with an electronic check?
No. Electronic check payments cannot be used in combination with a credit card, debit card, AA gift card, or eVoucher. An electronic check can only be combined with an AAdvantage award when it is used to pay for the AAdvantage award taxes and fees.
Is there a cost to use electronic checks?
There is no cost to use electronic checks. However, if your electronic check payment is returned for any reason, your reservation will be canceled immediately. You may also be charged a returned item charge up to the maximum amount allowed by your state, as applicable.
